Small Business Loan & Overdraft Starting a new business can be risky. National is here to guide you and bring your ideas to reality. Loan Requirements Letter of request (stating amount being requested, purpose, security/collateral being offered) Resolution to borrow (companies, clubs, organizations, associations) Documents supporting purpose of the facility Personal/Business Financial Statements (Business "Trading As") Cash flow projections for at least two years (reflecting month by month positions) Security documents (e.g. real estate, cash) Copy of lease agreement (if premises is being leased) Copy of Business license Bank references (name of past and present bankers) Property appraisal Certificate of good standing (Social Security Office) Additional Requirements for Non-Nationals Copy or work permit/residency status Alien land holding tax Tax returns for last two years